Medicare Supplements do not always stay as active plans. Sometimes, Medicare or the government will order plans to be delisted, which means that they cannot be sold to new subscribers. Medicare Supplement Plan F is one of those delisted plans. The order for that delisting came through a few years ago, but it has only recently gone into effect. Now, anyone enrolling in Medicare after January 2020 is no longer able to enroll in Plan F, as well as other delisted plans.
The reasoning for this is because Plan F can be quite expensive. It is considered a prestige plan with complete coverage. No other Supplement plan can do that, and because of this status, insurers have been able to charge a lot more for it than they do some of the other Medicare Supplements. However, if you look at the benefits among the Medicare Supplements and compare Medigap Supplement Plan F to some of the similar options, you will see that the benefits are almost identical. There isn’t a need for a major pricing disparity, and yet it exists. So, the government took action and ordered Plan F delisted.